3139 Silver Date Dr Wimauma, FL 33598
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About this home
Welcome to 3139 Silver Date Dr - You do not want to miss this highly sought-after "Cali" model home by D.R. Horton, located in the beautiful Berry Bay community. THINK ABOUT THE SAVINGS WITH THE SOLAR PANELS!! The electric bill is no higher than $75/mo. This spacious 4-bedroom, 2-bath home offers over 1,800 square feet of modern open-concept living, sits on an OVER-SIZED LOT and is in like-new condition—ready for immediate move-in! Step inside to a bright and airy floor plan featuring a large kitchen with stainless steel appliances, grey quartz countertops, a center island, and a walk-in pantry that flows seamlessly into the family and dining areas—perfect for entertaining or relaxing with family. The private owner’s suite includes a walk-in closet and an ensuite bathroom with dual vanities and a step-in shower. Three additional bedrooms are privately located away from the primary bedroom and share another full bathroom. They provide plenty of space for guests, family, or a home office. Outside, enjoy a covered lanai overlooking the large, privately fenced backyard—ideal for outdoor gatherings or quiet evenings. The home also includes smart home technology, energy-efficient features, and a two-car garage. Residents of Berry Bay enjoy a vibrant lifestyle with resort-style amenities, including a community pool, clubhouse, playground, dog park, and scenic walking trails. Conveniently located near US-301 and I-75, you’ll have easy access to shopping, dining, and Gulf Coast beaches, as well as quick commutes to Tampa, Brandon, and Sarasota. This is your chance to own a move-in-ready Cali model in one of the area’s most desirable new communities—no waiting for construction!
Source: STELLAR #TB8442610
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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