314 Planters Ln Georgetown, TX 78626
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About this home
Beautifully maintained two-story dream home in the La Conterra community of Georgetown. This extraordinary 4-bedroom, 2.5-bathroom home features a living room downstairs, game room upstairs and 2 eating areas. Besides endless recreation throughout the home, there is also a spacious home office perfect for working from home and eliminating your commute. Tile backsplash, granite countertops and stainless appliances in the gorgeous kitchen make it a dream for anyone that loves to cook. Spacious and Serene Backyard Retreat! Step outside onto a beautiful wooden deck overlooking a lush, green lawn with plenty of space for entertaining, relaxing, or play. This backyard features mature trees, and vibrant landscaping– perfect for kids or peaceful afternoons. Fully enclosed by a privacy fence and backed by neighboring trees, it offers both tranquility and seclusion. Whether you're hosting gatherings or enjoying quiet mornings with a cup of coffee, this backyard is your private escape just steps from home. This home is perfect for those seeking space, luxury, comfort, and convenience in Georgetown.
Source: ACTRIS #4437695
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.