3145 Connemara Dr Ormond Beach, FL 32174
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About this home
Live the Carefree Florida lifestyle in this stunning END UNIT lakefront home, perfectly situated on tree-lined streets just minutes from shopping, dining, beaches, and airports. This beautiful residence offers 3 bedrooms, 2.5 baths, a versatile loft, and a screened, tiled lanai overlooking the serene lake and fountain. A charming courtyard-style entry welcomes you as you arrive, while the tiled roof adds architectural elegance. Step inside to a spacious great room with soaring 20-foot ceilings—ideal for entertaining family and friends. The kitchen features granite countertops, abundant cabinetry, and opens to a formal dining area, making gatherings effortless. The first-floor primary suite offers warm wood floors, a large walk-in closet, and a luxurious en-suite bath. Upstairs, a carpeted loft, two generously sized bedrooms with lake views, and a full bath provide comfort and flexibility. Plantation shutters enhance both beauty and function, while easy-care wood floors grace the kitchen, dining, and great room. Enjoy morning coffee or evening sunsets from the tranquil screened lanai. Additional highlights include under-stair storage and an oversized 2-car garage. The Dunmore HOA covers lawn maintenance, irrigation, exterior painting, and termite protection. Residents have membership access to Halifax Plantation's golf course, tennis courts, and community pool. Owners can also enjoy the walking trails, while the clubhouse restaurant is open to the public. This home is more than just a residence, it's a place to make memories and truly embrace the joy of Florida living.
Source: STELLAR #V4945034
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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