31496 Westbury Estates Ave Wesley Chapel, FL 33545
Your savings
About this home
Welcome to Chapel Crossings, Crown development community in the heart of Wesley Chapel ! This popular Highlandale floor plan by David Weekley homes offers style and expert craftsmanship that is sure to impress .The 4 bedroom, 3 bath home features a spacious great room plan with gourmet kitchen, den/study, split bedroom plan , volume ceilings and neutral colors. Stroll up the driveway to the quaint front porch with columns to enter this thoughtfully designed home and step into the double foyer with luxury vinyl plank flooring. recessed lighting and custom baseboards. The desirable open great room encompasses the family living spaces and impressive kitchen and offers volume ceilings, luxury vinyl plank flooring, recessed lighting and 3 large windows for an abundance of light. Gourmet Kitchen is complete with quartz counters w/ integrated farm sink and designer faucet, white cabinetry with numerous drawers and cabinets, island with designer pin lights, stainless appliances including cook top with custom hood, wall oven and microwave above plus dishwasher. Impressive eat-in area can seat a large family and this awesome kitchen hosts luxury vinyl plank flooring. Versatile study provides the perfect space for a home office, playroom, or whatever your heart desires. Master suite is luxurious and features a tray ceiling, double windows, bath with garden tub, separate glass enclosed shower, dual vanities with quartz counters and integrated sinks, neutral cabinetry, custom fixtures and lighting, linen closet, private water closet and massive walk-in closet. Situated on a great sized lot this home is in turn key condition. Notables include neutral colors, colonial styled baseboards throughout, blinds on all windows, secondary upgraded baths, 8 ft. doors throughout and 3-car garage w/automatic openers. Community amenities include clubhouse w/catering kitchen, resort styled pool, parks, scenic trails, dog parks & fitness center. Avoid lengthy build times as home is ready for new owners. This is A Must See!!!
Source: STELLAR #TB8433382
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.