315 Royal Oaks Dr San Antonio, TX 78209
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About this home
**315 Royal Oaks | San Antonio, TX 78209** Welcome to this beautifully remodeled 4-bedroom, 2.5-bath ranch-style home offering 2,412 sq. ft. of modern comfort in the highly desirable 78209 zip code. Every detail has been thoughtfully updated from the outside in, creating a move-in ready home that blends timeless style with contemporary finishes. Step inside to discover a bright, open layout with brand-new windows, flooring, and lighting throughout. The heart of the home is the chef-inspired kitchen, featuring a large center island, solid quartz countertops, dual sinks, stainless steel appliances, and abundant storage. The kitchen flows seamlessly into the living and dining spaces, making it perfect for both everyday living and entertaining. The spacious primary suite is a true retreat with dual closets and a spa-like bathroom complete with a custom walk-in shower, double vanity, and backlit mirrors. Three additional bedrooms offer flexibility, with one easily serving as a home office. Outside, mature trees frame the property while new exterior lighting-including a lighted soffit design-enhances curb appeal. Relax or entertain on the large covered porch, and enjoy the convenience of a two-car garage. With a brand-new roof, electrical system, windows, and appliances, this home offers peace of mind for years to come. Ideally located near top schools, shopping, dining, and all the conveniences of central San Antonio, this property is a rare find in one of the city's most sought-after neighborhoods. **Key Features:** - 4 bedrooms | 2.5 baths | 2,412 sq. ft. - Fully remodeled inside and out - Open kitchen with quartz counters, island, and stainless appliances - Primary suite with dual closets and spa-inspired bath - New roof, electrical, windows, and flooring - Mature trees, covered porch, and designer exterior lighting - Two-car garage with flexible office/bedroom space
Source: SABOR #1898201
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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