3150 Satilla Loop Odessa, FL 33556
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About this home
Look no further! Why wait for new construction? Curb appeal galore in this magnificent ICI Homes Serena pool home in Odessa's beautiful community of Asturia. The home features 2,225 sq. ft., 4 bedrooms, 3 bathrooms and an office/den. The open and light-filled living area beautifully combines a gourmet kitchen and great room with lovely views of the private pool/spa, pond and landscaping behind the highly upgraded home. Three-way split plan allows for privacy. A cook's kitchen with gas cooktop, stainless steel appliances, quartz countertops, tile backsplash and a large island with plenty of seating. Luxury vinyl plank floors run throughout the entire home with NO carpet. Laundry room with deep sink. Master bedroom features a master bathroom with double vanity, large stall shower, jetted soaking tub, beautiful decorative tile and large walk-in closet. Built-in speakers in the living area and in the lanai. Custom salt water pool with hot tub, waterfall, lighting, heater and full home width covered lanai allow for outdoor enjoyment while enjoying the beautiful pond area behind the property. Gorgeous built-in summer kitchen compliments the other upgrades with hot and cold running water. Home is pre-wired for landscape lighting, a generator (pad is already there) and for TV on the lanai. Laundry room and garage are both plumbed for sinks. Garage ceiling storage racks stay with home. Nicely landscaped. Asturia is an impressive community with charming architecture and is a short distance to all of Tampa Bay's many attractions; Gulf beaches, boating, local shopping, restaurants and Interstate-75, the Suncoast Parkway and Tampa International Airport. A great commute to points north and south. Make this beautiful home your own! MORE PHOTOS TO FOLLOW.
Source: STELLAR #TB8440206
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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