31558 Victoria Point Rd Malibu, CA 90265
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About this home
Secured behind the gates of the prestigious Victoria Point Road in Broad Beach, this meticulously upgraded coastal estate offers a rare and coveted location. Expansive ocean views and a gate to an exclusive sandy beach allows you to live the Malibu lifestyle without the hassle of maintaining a home on the sand. Consisting of 4 bedrooms and 4.5 bathrooms, this home has undergone a stunning multi-million-dollar renovation combining modern luxury and seaside serenity. The property boasts breathtaking panoramic ocean views and an open-concept design seamlessly integrating indoor/outdoor living. No detail was overlooked - luxurious details, functionality, and eco/health-friendly features make this home truly special. Luxurious details are found in every room, including spa-inspired bathrooms with Onyx countertops, Dornbracht fixtures, and elegant limestone floors. The main level consists of the chef's kitchen, living room with fireplace and expansive primary suite. The lower level offers three additional bedrooms, a versatile family room, and laundry. Conveniently located just steps from Sea Level Beach, this property is the epitome of what Malibu is all about.
Source: CRMLS #25486873
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.