3156 S Three D Ct Tucson, AZ 85713
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About this home
Welcome to this immaculately maintained Richmond American home, ideally located in the desirable Starr Ridge subdivision! Nestled at the end of a peaceful cul-de-sac, this residence offers both comfort and sophistication, blending thoughtful design with modern upgrades. Step inside to a spacious living area that flows seamlessly into the heart of the home--a stunning kitchen featuring a large granite island, stainless steel appliances, reverse osmosis system, and an oversized walk-in pantry. This delightful kitchen also boasts a double oven, new dishwasher, and stylish backsplash, creating the perfect space for both everyday living and entertaining. The thoughtful split floor plan ensures privacy, with the primary suite apart from the guest bedrooms. The spacious primary retreat showcases a beautifully custom Re-Bath walk-in shower, a raised vanity, and an expansive walk-in closet. Guest bedrooms are equally inviting and include the convenience of built-in Murphy beds. A versatile den offers the flexibility of a home office, media room, or hobby space. Additional highlights include dual-pane windows throughout, a large laundry room with utility sink and new washer/dryer, fresh interior paint, and updated exterior paint in 2024. Outdoor living is just as impressive! Enjoy the covered patio overlooking a serene wash, extended pavers, a cozy fire pit, and a secure dog runideal for entertaining, relaxing, or letting pets play safely. The front entry features epoxy flooring for added elegance and durability. As a bonus, the community HOA pool provides sparkling mountain views, offering the perfect spot to cool off and unwind. This home truly has it allstyle, function, and a prime location. Don't miss your chance to call this Starr Ridge gem your own. Schedule your private showing today.
Source: SOUTHAR #22525848
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.