3158 Sedano Ct Fort Myers, FL 33905
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About this home
This beautiful Tivoli model in the gated community of Portico is ready for its new owners! It has been meticulously maintained, and features 4 bedrooms, 3 full bathrooms, and a 3-car garage with 2,271sqft under air. Step through the screened-in entry and foyer, greeted by an open layout that immediately draws your eyes toward the lake view beyond the sliding glass doors. The heart of the home is the great room, seamlessly connected to the dining area and kitchen, creating a bright and functional space that's perfect for both entertaining and everyday living. The kitchen features warm brown cabinetry, elegant granite countertops, a large center island, and a wraparound bar, ideal for serving or gathering with friends and family. Tile flooring flows through the main living areas, while soft carpet adds comfort to the bedrooms. The primary bedroom sits privately at the back of the home with a peaceful lake view, a spacious walk-in closet, dual vanities, a soaking tub, and a separate walk-in shower. Two of the guest bedrooms share a full bathroom with dual sinks, and the fourth bedroom offers an en-suite bathroom, providing extra privacy for guests or a home office. The screened in lanai is the perfect spot to enjoy your morning coffee as the sun rises over the lake. The laundry room is located just off the garage entry, providing extra storage and everyday convenience. Portico residents have access to an impressive lineup of amenities, including a clubhouse, resort-style pool, fitness center, tennis and basketball courts, pickleball, and a playground. Not to mention the regular community events throughout the year, including food truck Mondays, monthly corn hole gatherings, ladies nights, and so much more! With quick access to Palm Beach Blvd and I-75, you’re just minutes from Downtown Fort Myers and top shopping destinations like Miromar Outlets, Gulf Coast Town Center, and The Forum. The only thing missing is YOU!
Source: FORTMYERS #2025017014
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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