316 Brisk Dr Zebulon, NC 27597
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About this home
Welcome to 316 Brisk Drive in the sought-after Autumn Lakes community of Zebulon! This spacious transitional-style single-family residence was built in 2021 and offers comfortable, contemporary living across two beautifully appointed levels with approximately 1,788 sq ft of above-grade finished space. The open-concept main floor showcases a welcoming entrance foyer leading to a generous living room, bright dining area, and modern kitchen featuring elegant granite counters, a functional kitchen island, pantry storage, and quality appliances including dishwasher, electric range, and microwave. The home is enhanced with luxury vinyl flooring and plush carpet throughout, complemented by recessed lighting and ceiling fans for comfort. High-speed internet connectivity keeps you connected. Upstairs, discover three well-sized bedrooms, including a luxurious owner's suite with a private bath featuring a walk-in shower, plus a walk-in closet. The convenient upper-level laundry closet adds daily convenience. Additional highlights include ample storage throughout. Exterior features include a private, level, cleared lot with a fenced backyard (wood fencing), front and back yards, rain gutters, and a welcoming front porch and patio perfect for outdoor entertaining. The attached two-car garage with garage door opener and concrete driveway faces front, with additional open parking spaces available. The home is constructed with quality materials including vinyl siding and stone veneer accents, topped with a durable shingle roof. Comfort year-round is ensured with an efficient heat pump system for both heating and cooling. The property features site-built construction with no common walls, connected to public water, sewer, electricity, and cable on a public maintained road. The home features accessibility-minded design with level flooring and visitable features. The vibrant Autumn Lakes community offers exceptional amenities including a dog park, playground, picnic areas, walking trails, and a year-round pond—perfect for families and pets alike. Enjoy the peaceful suburban setting with sidewalks and community green spaces. The well-maintained property is located in the excellent Wake County school district (Wake-Zebulon Elementary and Middle, Wake-East Wake High School). Manageable HOA fees ($300 annually, $25 monthly required) provide community maintenance. Possession at close of escrow. Multiple financing options accepted including Cash, Conventional, FHA, USDA, and VA loans. All required disclosure documents available including Property Disclosure Statement and Mineral Oil/Gas Rights Disclosure. With its seamless blend of traditional comfort and modern style, thoughtful features, and prime location, this beautifully maintained home is move-in ready. Schedule your showing today!
Source: TRIANGLEMLS #10124958
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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