317 Bronze Dr Lexington, SC 29072
Your savings
About this home
* BACK ON THE MARKET DUE TO NO FAULT OF SELLERS * This wonderful one-of-a-kind home has tons of extras Featuring lower-level living with a lot of space for everyone. The kitchen is an entertainer's delight with its open concept design! Designated counter space for 4-person bar stool seating! The kitchen has multiple granite top surfaces for preparation including an island with storage underneath and an additional work station - the cabinet and drawer spaces are truly endless! The butler’s pantry comes complete with a built-in wine rack and lots of cabinet space! Stainless appliance package includes the gas stove/oven, microwave and updated dishwasher (with stainless steel interior and third rack for large utensils)! The Laundry Room has an overage of cabinetry, drawers and shelving/hanging rod along with a retractable folding table and 10 ft. ceilings! The garage is extra-large by 4 feet to accommodate longer trucks or SUV’s! Owners’ suite is over-sized and located on the first level with newly installed carpet (2024), double bowl vanity w/ granite countertops, 10 ft. ceilings and private separate water closet! There is a half bath in the hallway for ease of guest access and a dining room, complete large picture windows, 10 ft. coffered ceilings, chair rail and wainscot paneling! A separate office with new carpet 2024 and large picture windows is conveniently located upon entrance. The great room boasts cathedral ceilings and 2 upper story windows with blinds for privacy! Heading upstairs you'll discover 3 more bedrooms & a finished bonus room w/ barn-shaped 9 ft. ceiling that is extra-large and makes an ideal game room/music room (Upright wooden piano included). Two of the bedrooms have 9 ft. trey ceilings and ceiling fans. Two additional full bathrooms with large, space loving granite countertops and tub/shower combos. One bathroom slightly larger with a linen closet. Outside is a quiet backyard garden with an array of mature shrubs, trees and flowers that beautiful birds love! The 10x14 concrete patio is just right for a relaxing evening of grilling. Sprinkler system on all 4 sides. New Roof with architectural shingles in 2023 and so much more!! Disc Dis
Source: COLUMBIASC #615867
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.