317 Lakestone Lndg Woodstock, GA 30188
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About this home
Step into a home that redefines craftsmanship and attention to detail. This beautifully updated 4-bedroom, 3.5-bath residence includes a dedicated office, flex room, and unfinished basement. Every room has been upgraded with custom carpentry, high-end finishes, and thoughtful design touches. The curb appeal is stunning, with manicured landscaping, stone pathways, tiered retaining walls, and a full-length front porch. The backyard is a private oasis, fully illuminated with professional landscape lighting. Inside, you'll find double crown molding, custom wall trim, designer light fixtures and fresh paint. The family room features custom built-ins, a stone fireplace, and built-in Sonos surround sound. The office includes custom 8' glass doors, recessed lighting, built-ins, and an accent wall with modern ceiling fan. The kitchen has quartz countertops, subway tile backsplash, refinished cabinetry with updated handles, stainless steel appliances, and under/over cabinet lighting. The flex room, currently a home gym, includes mirrored walls, recessed lighting, a ceiling fan, and a mounted TV. Upstairs, the primary suite offers a sitting area with wet bar, custom lighting, and a spa-like ensuite with dual vanities, soaking jetted tub, and walk-in closet. Secondary bedrooms feature wainscoting, accent walls, built-in closets, and updated bathrooms. Outdoor living shines with a screened-in deck, privacy lattice, and a large concrete patio offering expansion potential. The hot water heater is brand new and an architectural roof with Grade 3 shingles installed in 2023. Set in the heart of Lakestone, residents enjoy a lake with catch-and-release fishing, a swimming pool, tennis and pickleball courts, a playground, and sidewalks throughout. The location is ideal tucked between Downtown Woodstock and Downtown Roswell, with top-rated schools, shopping, and dining just minutes away. With space to grow and luxury at every turn, this one-of-a-kind home is move-in ready and must be seen in person to be fully appreciated.
Source: FMLS #7662193
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.