317 Saddle Mountain Dr Boerne, TX 78006
Your savings
About this home
IF YOU EVER DREAMED OF OWNING YOUR VERY OWN PRIVATE RETREAT, THIS IS YOUR CHANCE. TUCKED OUT OF SIGHT FROM THE ROAD WITH LOTS OF TREES AND PRIVACY FENCE ALLOWS FOR THE ULTIMATE IN SECLUSION! THIS PROPERTY HAS THE MAIN HOME, A GUEST QUARTERS, AND TWO GLAMPING STRUCTURES THAT WAS A VERY ACTIVE SHORT-TERM RENTAL IN THE PAST. ACCESS TO THE GUADALUPE RIVER (ONLY 4 MINUTES AWAY) THRU THE PRIVATE NEIGHBORHOOD PARK WITH TENNIS, PICKLEBALL, CLUBHOUSE, HUGE COVERED PATIO, DECK AND DIRECT RIVER ACCESS TO A SECTION OF THE RIVER THAT ALWAYS HAS WATER. STEP INSIDE THE FRONT DOOR AND ENJOY THE VIEW OF NATURE INCLUDING HUGE TREES AND WILDLIFE LIKE DEER AND BIRDS THRU THE FLOOR TO CEILING PELLA WINDOWS. ALL WINDOWS AND DOORS ARE TRIPLE PANE PELLA WINDOWS FOR SUPER ENERGY EFFICENCY. STAINED CONCRETE FLOORS FOR EASY UPKEEP AND MAINTENANCE. HUGE LIVING, DINING AND KITCHEN IS GREAT FOR EVEN THE LARGEST GROUPS. THE CHEF'S KITCHEN IS EQUIPTED WITH UPGRADED STAINLESS-STEEL APPLIANCES, GRANITE COUNTERTOPS, CUSTOM CABINETS, AND HUGE ISLAND WITH BREAKFAST BAR. THE PRIMARY BEDROOM IS A RETREAT WITHIN A RETREAT. VIEWS OF NATURE, A LUXURY BATH FEATURING A CLAWFOOT TUB, HUGE WALK-IN SHOWER AND BIG WALK-IN CLOSET. THE OTHER TWO BEDROOMS ARE BIG AND HAVE LARGE CLOSETS AS WELL. THERE IS ALSO AN EFFECIENCY APARTMENT COMPLETE WITH KITCHENETTE AND FULL BATH. IN ADDITON THERE IS A DOME DWELLING AND ROUGH CABIN FOR GUEST OR FOR SHORT TERM RENTAL. EVEN THOUGH YOU WILL NEVER WANT TO LEAVE YOU WILL BE TORN BETWEEN STAYING HOME AND HANGING OUT AT THE RIVER. ALL THIS PRIVACY BUT STILL ONLY 15 TO 30 MINUTES TO MOST CITIES IN THE AREA.
Source: CENTRALTEXAS #587365
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.