31730 Spoonflower Cir Wesley Chapel, FL 33545
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About this home
Resort-Style Living in Wesley Chapel’s Prime Gated Community of Bridgeview at Watergrass. Welcome home to this beautifully updated 4-bedroom, 2.5-bath residence in the heart of Wesley Chapel, just steps from Epperson The FIRST ever Resort style Crystal Lagoon. Blending modern upgrades with everyday comfort, this move-in-ready home offers the perfect combination of style, function, and location. Enjoy peace of mind with a NEW RO0F (2024) (transferable 50-year warranty) NEW HOT WATER HEATER (2024), and NEW APPLIANCES include the cooktop and dishwasher (2025). Freshly painted interior brightens up this open-concept home with a spacious floor plan, where natural light fills the spacious living, dining, and kitchen areas — ideal for both family life and entertaining. The gourmet kitchen is equipped with Corian countertops, double built-in ovens, a designer backsplash, recessed lighting, a generous pantry, and a breakfast bar. Elegant European-style wood laminate floors flow through the main living areas, while tile in the kitchen and laundry adds durability and easy maintenance. The Large Bonus room is perfect for entertaining and its also adjecent to the large outside screened lanai and private fenced big backyard with NO REAR NEIGHBORS — perfect for outdoor dining, gardening, or play. Retreat to a very spacious primary suite upstairs featuring a HUGE custom-organized walk-in closet and a spa-inspired bath with dual sinks, soaking tub, and separate shower. Three additional upstairs bedrooms provide flexible space for family, guests, or a home office. Residents of Watergrass enjoy world-class amenities, including a clubhouse, fitness center, tennis and basketball courts, splash park, three pools (Jr. Olympic, lap, and resort-style), walking trails, large and small dog parks, and over 250 acres of preserved natural space. Located in flood zone X (no lender required flood insurance), this home is just minutes from top A rated schools, lots of shopping with Wiregrass Mall, Tampa Premium Outlets, Florida Medical Clinic, and everyday conveniences like Publix, Starbucks, and Chick-fil-A. Quick access to I-75 puts Downtown Tampa, Tampa International Airport, and Florida’s Gulf beaches within easy reach. Experience why Watergrass is one of Wesley Chapel’s most desirable communities — schedule your private showing today.
Source: STELLAR #TB8434843
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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