3175 Boyce Ct SE Atlanta, GA 30316
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About this home
Introducing 3175 Boyce Court, the home you've been waiting for. Picture yourself pulling into a quiet, tree-lined cul-de-sac, greeted by friendly neighbors at the end of the day. After parking in the carport, carry your groceries into the completely rebuilt kitchen. Thanks to a recent homeowner's insurance claim, every detail is brand new - this kitchen hasn't even been broken in yet! You'll be the very first to host gatherings here, with guests mingling under the cafe lights in the fully fenced backyard. Inside, the open-concept living area is as versatile as it is inviting, with space for an office nook, reading corner, oversized TV, or all of the above. Throughout the home, brand new luxury bamboo flooring ties the spaces together. The oversized primary suite with private bath easily accommodates a king-sized bed, while two secondary bedrooms share the hall bath and work just as well as home offices or guest suites - all adorned with brand new carpet and fresh paint. Downstairs, nearly 1,000 square feet of bonus space awaits your vision. Whether you imagine a home gym, media lounge, or creative studio, the possibilities are wide open. This home also offers the peace of mind of thoughtful updates: new roof (2020), waterproofed basement with sump pump (2021), new water heater & HVAC (2024), new paint and flooring (2025), and a brand-new sewer line (2025). Its location is equally convenient, just a half block from the PATH South River Trail, ten minutes to East Atlanta Village, and close to shopping, 285, and the airport. Ask about eligibility for 0% down payment FHA financing through Ameris Bank!
Source: FMLS #7654395
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.