3175 Fledgling Cir Woodbridge, VA 22193
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About this home
Move-In Ready! Come and see this beautiful, updated home with over 5000 sq ft. This spacious home, freshly painted, features 6 bedrooms and 4 full baths designed for comfort and style. The gourmet kitchen includes a large walk-in pantry, extended buffet and island, a bright sunroom – perfect for cooking, entertaining and gathering. Just steps away from the sunroom, you can step out to the relaxing deck for seamless indoor-outdoor living. The main level boasts a formal living and dining room, main-level bedroom w/wheelchair accessible full bath, and a versatile flex room ideal as an office or playroom. Upstairs, the master/primary suite is a true retreat with two walk-in closets and a recently updated spa-like bathroom, featuring an oversized shower and large soaking tub with high-end finishes (2023). The laundry room with built-in cabinets is conveniently located on this level, along with three additional bedrooms, two with walk-in closets. The finished walk-out basement offers even more living space, including a sixth bedroom with a walk-in closet and full bathroom. For your entertainment the basement also includes a wet bar, pool table, media room w/surround sound. Just outside, enjoy the stone patio with a hot tub for year-round relaxation. Additional highlights include ample storage, Shed, Nest Thermostats, exterior/custom lighting, built-in sprinkler system, updated HVAC, Custom Closets in Master bedroom and Pantry/Shelving (2024); Fireplace Blower and Water Softener (2023), and Electric Microwave (2022. This home is conveniently located just minutes from Potomac Mills, Stonebridge Shopping Center and a variety of dining options. Commuting is made easy with nearby access to a commuter parking lot, I-95, the VRE, and bus services. **VA Assumption for qualifying Veterans Only**
Source: BRIGHT #VAPW2102636
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.