318 NW Shoreview Dr Port Saint Lucie, FL 34986
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About this home
<LAST PRICE REDUCTION> <HIGHEST & BEST BY 11/14/2025> UNBEATABLE VALUE!! Welcome to this spacious 3 bedroom, 2 bath home in the coveted Cascades at St. Lucie West- one of Port St. Lucie’s premier 55+ resort-style communities. Among the larger homes in the neighborhood, it sits on a wide driveway with a two-car garage, mature palms, with manicured hedges and mature landscaping that give the home great curb appeal. Inside, elegant double glass entry doors open to a bright foyer with soaring ceilings, tiled floors, and arched architectural details. The open layout flows seamlessly from the living room into the heart of the home: a beautifully updated kitchen with white cabinetry, quartz countertops, stainless steel appliances including a gas range and French door refrigerator, and a spacious center island with breakfast bar seating. Recessed lighting and the open design make this space ideal for entertaining, while the adjacent living and dining areas lead directly to a large screened-in lanai. Outfitted with a ceiling fan, privacy screen, and plenty of room for both dining and lounging, this outdoor retreat overlooks a lush greenbelt and nearby lakes. It is the perfect setting to enjoy Florida living year-round, with sliding glass doors that create a seamless transition between indoor and outdoor spaces and allow natural light to flow into the home. The primary suite offers dual vanities, a dressing counter, soaking tub, walk-in shower, and a hallway of mirrored closets. Two additional bedrooms provide space for guests or an office, with tile flooring in main areas and carpet in bedrooms. A spacious two-car garage connects conveniently to the laundry room. The roof and A/C are older, around twenty years, but remain in good working order, and the plumbing and electrical systems are in excellent condition. The home may need very light cosmetic updates, but it represents a fantastic opportunity for buyers looking to customize or for investors seeking strong upside in a desirable community. The Cascades is a guard-gated community offering a 26,000 sq. ft. clubhouse with ballroom, library, billiards, fitness center, resort-style pool, nine-hole golf course, tennis, pickleball, bocce, shuffleboard, and endless activities. HOA fees include lawn care, cable, internet, and security. Ideally located near shopping, restaurants, golf, and just a short drive to the beaches, this is a fantastic opportunity for end-users or investors. *MOTIVATED SELLER* *PRICED BELOW 2022 SALES PRICE* This a rare opportunity to buy in one of Port St. Lucie’s most desirable active-adult communities. Don’t miss out on this steal- schedule your showing today! <NO ASSIGNABLE CONTRACTS>
Source: STELLAR #TB8431935
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.