3180 Mowry Pl Westminster, CO 80031
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About this home
A great home, improved price, and $5000 Seller Credit as well.. Come and discover comfort, convenience, and Colorado living in this charming 4-bedroom, 2-bath home nestled in the sought-after Sunset Ridge neighborhood. With 1,850 square feet of living space, this home throughout—including a beautifully renovated kitchen. Step outside to enjoy one of the home’s standout features: a spacious patio designed for relaxing summer evenings, BBQs, and get-togethers. The landscaped yard offers both privacy and functionality, complemented by a large shed for storage or hobbies, and ample space for RV parking. Whether you are working from home, hosting friends, or exploring the outdoors, this property blends comfort and versatility. Located just minutes from I-25 and I-76, commuting is a breeze. You will be within walking distance to nearby elementary schools, and just a short drive to local shopping, dining, and entertainment options. Westminster offers great recreation centers and outdoor opportunities. 3180 Mowry Place is move-in ready with room to make it your own—offering the lifestyle and location you have been looking for.
Source: RECO #5543649
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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