3181 Bramble Cove Ct Fort Myers, FL 33905
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About this home
If you've been looking for a house that doesn't need updating, you're in luck! With over $150,000 worth of recent updates and renovations, this 3 bedroom/2 bathroom house has everything you need! Here's a list of just some of the recent improvements: beautiful new tile flooring, cherry wood flooring in the guest bedroom/office, impact rated skylights, phantom screen doors at the front door and garage door into the house, impact windows, plantation shutters throughout the house, completely renovated master bathroom, upgraded kitchen appliances, new LG front load washer and dryer, plus new air conditioning unit for the garage as well as new epoxy floor in the garage. And that's just the inside of the house! Wait until you see the rest of the home! Looking across a lake at the green on Hole #6 of the Old Orange golf course, the lanai area has a recently resurfaced pool and spa, color changing LED lights in the pool, lights in the lanai cage, an awning to provide additional shade and an incredible cabana. And to make sure the home is properly accentuated, the seller has added professionally installed landscape lighting. Homes this well appointed don't come along very often. Make your appointment to see it today!
Source: FORTMYERS #225051767
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.