319 Smugglers Way Apopka, FL 32712
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About this home
Introducing your ideal contemporary townhome, perfectly situated in the vibrant heart of Apopka, FL! This stunning newly built residence in a secure gated community offers everything you desire for modern living. Step inside to discover an inviting open floor plan bathed in natural light, featuring 3 spacious bedrooms and 2.5 luxurious bathrooms. The stylish kitchen is a chef’s dream, boasting an impressive island, elegant granite countertops, 42-inch shaker cabinets, and top-of-the-line stainless steel appliances. The first floor showcases beautiful wood plank tile flooring throughout, creating a seamless and chic aesthetic. Plus, the convenience of a laundry area complete with a washer and dryer makes everyday living a breeze. Relax and unwind in your private screened-in lanai, the perfect spot for enjoying your favorite beverage. The thoughtfully designed half bath on the main level adds to the functionality of this home. Venture upstairs to find a versatile loft area and generously sized bedrooms, including a massive master suite complete with a walk-in closet and a luxurious en-suite bathroom for all your comfort needs. Worried about peace of mind? This home comes with a 10-year transferable structural warranty! As part of this exceptional community, you’ll enjoy access to a sparkling large pool and a dog park, creating the perfect environment for leisure and play. With convenient access to highways, shopping, dining, theme parks, and beautiful beaches, this townhome is not just a home—it's a lifestyle. Don’t miss your chance to make this dream home yours!
Source: STELLAR #O6285911
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.