3191 Perry Ct Grand Blanc, MI 48439
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About this home
Location, Location, Location!! LOCATION is EVERYTHING! AND this updated ranch which also has an attached oversized 2.5 car garage and big yard is located in Grand Blanc school district conveniently located near expressways on a DEAD END STREET. This home is perfect for starting a family or your last forever home. It is absolutely gorgeous inside, all you need to do is move in! Well-updated kitchen has higher-end finishes, granite countertops and stainless steel appliances. Island with pendant lights add work space and an eat-in area. Home offers gorgeous plank-style ceramic tile in great room, dining and kitchen. Large and open great room has awesome stone wood-burning fireplace. Family room off garage is perfect for more living space or an office/den. Stunning updated ceramic bath with decorative mosaic inlays and features tile shower and bath has heated flooring. Master bedroom has 2 large closets for your storage needs. Roof is 2015. Large yard with beautiful mature trees and nice landscaping and a large shed for additional storage. Home faces the south. Big windows. Boiler Heat which is better for allergies because no forced air blowing dust around. AND the Crawlspace is encapsulated!! Appliances are Negotiable. The Water Softener is newer = 2021 and stays with your new home. Updated Vinyl Windows throughout.
Source: REALCOMP #20251033518
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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