31924 Geoff Way Sorrento, FL 32776
Your savings
About this home
Welcome to Serenity at RedTail. A beautiful, gated community nestled in the heart of Sorrento, Florida. This stunning 2,307-square-foot single-family home features 4 spacious bedrooms and 3 bathrooms. This residence combines comfort, modern style, and thoughtful design throughout. The kitchen shines with a NEW stone tile backsplash, updated appliances, and gold-finish touches on the faucet, soap dispenser, and cabinet hardware—adding a touch of luxury to everyday living. The laundry room has been transformed into a multi-functional space with a built-in desk, open wood shelving, custom storage, and a stylish sliding barn door. An added outlet provides flexibility to easily swap the dining and living areas to suit your lifestyle. Fresh interior paint throughout the home and a tasteful accent wall in the dining area create a warm, inviting atmosphere. NEW LED lighting has been installed throughout the home, including a state-of-the-art Wiz Smart Home Lighting System in the kitchen and living room, offering remote-controlled, color-changing lights to match any mood. Accent lighting in the main living areas and ceiling fans in every bedroom and the living room add both elegance and functionality. Located in the heart of Sorrento, this home is just a short drive from the scenic Wekiva River, Rock Springs Run, and the serene walking trails of the Lower Wekiva River Preserve. Enjoy small-town charm with easy access to golf at RedTail Golf Club, local shops, and nearby Mount Dora’s quaint downtown. This move-in-ready home is the perfect blend of suburban comfort and natural Florida beauty.
Source: STELLAR #O6321410
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.