3193 Amadora Cir Cape Coral, FL 33909
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About this home
DON’T MISS THE OPPORTUNITY to live in one of Cape Coral’s most desirable non-CDD communities- with NO FLOOD INSURANCE REQUIRED and one of the lowest HOA fees in the area! This Stunning Miami-style pool home features 3 bedrooms and 2 bathrooms, granite countertops in kitchen with plenty of cabinets + snacks bar open to the living room, 42” cabinets, with Samsung Bespoke appliances 2024. Huge mater suite, master bath has his & hers sinks with separate walking shower & huge walking closet, laundry room, fence 2019, custom saltwater pool was added 2023. Enjoy a variety of resort-style amenities, including a pool with a lap lane, 4 pickleball courts, 2 tennis courts, a clubhouse available for private events, and a fitness room offering yoga classes. Ideally located just minutes from southwest Florida International Airport, Downtown Fort Myers, top-rated schools, shopping centers, health facilities, and a variety of restaurants. The community sits between two Publix supermarkets, with an Aldi currently under construction on the corner, and is surrounded by three gas stations. This property truly embodies the Florida lifestyle-everything you need, all in one place. Schedule your private showing today!
Source: FORTMYERS #2025004892
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.