31933 Browning St Murrieta, CA 92563
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About this home
Welcome to this beautifully maintained residence in the highly sought-after Rancho Bella Vista community — a home where comfort, style, and convenience blend seamlessly. This original-owner property features fresh interior and exterior paint, a 2017 upgraded A/C system with WiFi smart thermostats, professionally resealed windows and new tracks (2018), newer kitchen appliances, and an in-wall pest-control system for peace-of-mind living. New vinyl fencing (plus new posts and top-runner on the opposite side) adds privacy and durability to the outdoor space. A versatile and spacious layout includes a first-floor bedroom perfect for guests or a home office, a second-floor laundry room for convenience, and a third-floor loft that can serve as an optional 6th bedroom, media/game room, or creative space. Cozy up by the gas fireplace in the main living area and enjoy the abundance of storage with attic access and mounted garage cabinets. The north/south orientation is ideal for natural light and energy efficiency. The home backs to a protected preserve — no rear neighbors — offering serenity and views. Step into the backyard to find mature fruit trees, palms, drought-tolerant landscaping, new irrigation lines, and a covered patio with electrical to enhance entertaining and outdoor relaxation. Roof tiles have been professionally pressure washed, windows cleaned inside/out, and carpets freshly steamed — truly move-in ready! Located in the award-winning Temecula Valley Unified School District (TVUSD) with top-rated schools all within walking distance. Residents also enjoy low HOA fees and access to two nearby community centers (one on the same street) offering year-round programs, sports, fitness, and neighborhood gatherings. This area is also known for its festive spirit — especially during Halloween and Christmas — with the locally-famous “Pirate House & Winter Wonderland” just a short walk away, making trick-or-treating and holiday strolls extra special for families. Rancho Bella Vista is a quiet, friendly community loved for its parks, walking paths, and active lifestyle opportunities. Great home for a large or growing family seeking comfort, convenience, and a vibrant neighborhood experience. Don’t miss this exceptional opportunity to make 31933 Browning St. your new home!
Source: CRMLS #PTP2508075
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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