3198 Garden Hill Ln Douglasville, GA 30135
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About this home
Step into elegance and comfort in this stunning 4,645 sq ft home with a 2,150 sq ft basement, thoughtfully built in 2020 and recently updated. Nestled on a generous 0.83-acre lot. A grand front porch beckons you inside, where an open-concept layout with two inviting fireplaces creates a warm ambiance that flows effortlessly into both the living and dining spaces. A chef’s paradise awaits in your well-appointed kitchen, boasting glass-front white cabinetry, double ovens, and a substantial granite island—perfect for culinary creations or casual gatherings. Step out onto the adjoining deck for delightful al fresco dining. On the main level, discover a serene ensuite with a refreshed bathroom and roomy walk-in closet. Upstairs, indulge in the expansive owner's suite, featuring a double-sided fireplace, cozy sitting nook, luxurious soaking tub, and large dual walk-in closets. Three additional sizeable bedrooms plus a loft. The unfinished, framed, and stubbed walk-out basement offers a blank canvas—ideal for multi-generational living, private home gym, or a potential income producing opportunity. Located within the vibrant Tributary community, enjoy access to a clubhouse, fitness center, dog park, walking trails, pools, playgrounds, tennis courts, and resident activities. Plus, with an assumable VA loan with a low interest rate, your pathway to homeownership could be even more affordable. Though the property endured a fire in April 2022, it was meticulously restored and upgraded—no detail was overlooked. Located just a short drive from Hartsfield-Jackson Airport, the new Lionsgate Studios, Greystone Amphitheater, as well as a range of shopping and dining destinations, this home offers both seclusion and accessibility. Schedule a showing today!
Source: FMLS #7596830
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.