31995 Calle Ballentine Temecula, CA 92592
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About this home
Welcome Home to Paloma Del Sol – One of Temecula’s Most Sought-After Communities! We’re excited to present this beautifully maintained 3-bedroom, 2.5-bathroom home nestled in the highly desirable Paloma Del Sol neighborhood. Enjoy resort-style living with access to five community pools with jacuzzis, multiple parks and playgrounds, tennis and basketball courts, and miles of scenic trails. From the moment you arrive, you’ll be impressed by the home’s charming curb appeal, lush front lawn, and covered front entryway. For added peace of mind, the property includes an ADT security system and a Ring video doorbell. Inside, the home features stone tile flooring that flows through the kitchen, a family room with a cozy fireplace, a laundry room, and a downstairs powder room. The living room includes a lighted ceiling fan with a remote, creating a comfortable and inviting space. The home has recently been painted and features brand-new carpet. The immaculate open-concept kitchen boasts brand new quartz countertops, a striking 9.5" deep black granite sink, and an upgraded hydrogen alkaline water filtration system—perfect for health-conscious homeowners. The whole-house water filtration system and hot water circulating pump ensure year-round comfort and convenience. Upstairs, the primary suite offers a spacious retreat with dual sinks, a walk-in closet, and a full ensuite bath. Two additional bedrooms—each with mirrored closet doors—share easy access to a second full bathroom. This home also features: New carpets and toilets throughout New R-30 insulation in the attic Low-maintenance backyard with full patio cover, perfect for relaxing or entertaining Outdoor fire pit Newer wood fencing treated for long-lasting durability Upgraded sprinklers and bubbler drip system for lawn and garden care The expansive backyard is a gardener’s paradise with a variety of fruit trees, including plum, cherry, pomegranate, fig, apple, avocado, nectarine, orange, and lemon. There’s also a thriving vegetable and herb garden with cucumber, tomatoes, bell peppers, beets, Swiss chard, oregano, parsley, basil, sage, rosemary, mint, and peppermint. Plenty of space to add a pool, play area, or more! Conveniently located near top-rated schools, shopping centers, Temecula Wine Country, and local dining favorites, this home truly offers the best of Southern California living. Don’t miss your chance to tour this exceptional home in a prime location.
Source: CRMLS #SW25145535
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.