32 Nottingham Way Haines City, FL 33844
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About this home
Looking for a Romantic get away? This 2 bedroom 2 1/2 bath plus loft plus possibilities --is what you've been looking for. Nestled in Grenelefe community in Haines City just a short distance to beautiful Lake Marion. No rear neighbors makes this townhome so tempting. This spacious home is perfect for family get togethers and has 3 living areas, a patio with great views, a place for your hot tub and lower level living space opens up through sliding doors to a perfect place for garden, pets and relaxing. The bedrooms connect to this third living area and 2 ensuite baths for each bedroom. The front courtyard opens to the main entry hall and a guest 1/2 bath. The second floor kitchen has stainless steel appliances and a copper farmhouse sink. The dining room has solid wood floors and the open concept living area has tile flooring and vaulted 20 ft ceiling and second spacious living area with windows bringing in the views and lots of light. Step out to the patio from the dining area and enjoy your morning coffee or glass of wine at night. See the starry skies with little light pollution.
Source: STELLAR #G5101241
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.