32 Sonderhen Dr Naples, FL 34114
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About this home
The large creek offers indirect Gulf access, and with no rental restrictions, this property is also an excellent investment opportunity! Great for boaters, golfers and has great income possibilities as an AIRBNB. Move in ready, this charming 3-bedroom, 2-bath home offering spacious living areas, flexible options, and the rare advantage of owning your own lot! The open-concept living and dining room with a cozy wood-burning fireplace flows seamlessly into a bright kitchen featuring a large island with seating, ceramic tile floors, and ample space for entertaining. An air-conditioned bonus room provides endless possibilities—ideal for a guest suite, home office, fitness studio, or in-law quarters. The primary suite offers a private bath with a double-sink vanity, corner soaking tub, and step-in shower, while two additional bedrooms and a full guest bath provide comfort for family and friends. Enjoy the Florida lifestyle with multiple outdoor living spaces: The front patio perfect for morning coffee and the enclosed lanai is air-conditioned with ceiling fans. The large fenced backyard has a storage shed. Additional perks include a carport, generous parking, and a Ring security system for peace of mind. Best of all, with an optional low-cost HOA membership, you’ll have access to boat storage, a community boat dock, pool & spa, shuffleboard, and more! Whether you dream of weekend boat rides, relaxing by the pool, or simply soaking up the Naples sunshine, this community makes it all possible—without the high cost of waterfront living.
Source: FORTMYERS #225071375
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.