32 Starling Ct Adairsville, GA 30103
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About this home
Why wait for new construction when you can have better than new right now? Welcome to 32 Starling Court in Adairsville’s sought-after Woody Farms community, where thoughtful upgrades, extra space, and a quiet cul-de-sac location set this home apart from anything nearby. Built in 2019, this 4-bedroom, 2.5-bath home offers over 2,200 square feet of open-concept living designed for today’s modern lifestyle. Inside, you’ll find newer luxury vinyl plank flooring, granite countertops throughout, new neutral interior paint throughout and sleek white cabinetry that gives the kitchen a bright, elevated feel. The open layout flows seamlessly into a spacious family room featuring an electric fireplace with a white mantle, perfect for cozy nights in or hosting gatherings. Upstairs, the primary suite feels like a true retreat with vaulted ceilings, a private seating area, and a double-vanity bath with granite counters and a walk-in tiled shower. Secondary bedrooms offer new carpet, generous closets, and an upstairs laundry room for everyday convenience. Step outside to enjoy a private fenced backyard, covered front porch, and durable Hardiplank concrete siding built to last longer and perform better than traditional vinyl siding that can crack, warp, or fade. This home is USDA eligible and qualifies for 1% down programs and exclusive buyer incentives from preferred lenders, including a 3.6% assumable mortgage or a 1-0 rate buydown, making it an exceptional value compared to nearby new construction. Located just minutes from I-75 (Exit 306) and Downtown Adairsville, with easy access to Manning Mill Park, Barnsley Resort, and Red Top Mountain State Park. Zoned for Adairsville Elementary, Middle, and High Schools, and close to Harbin Clinic and AdventHealth Gordon Hospital, this home delivers the perfect blend of comfort, convenience, and community. Whether you’re a first-time buyer or looking to upgrade, 32 Starling Court offers the ideal mix of quality, location, and lifestyle, ready for you to move in and make it your own.
Source: FMLS #7661338
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.