320 Belle Isle Ave Belleair Beach, FL 33786
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About this home
Completely Renovated Waterfront Luxury Home in Belleair Beach! Welcome to 320 Belle Isle Avenue, a beautifully reimagined coastal residence offering the very best in Florida waterfront living. This elevated home (9.9 ft above sea level) had no interior flooding during any hurricanes, providing added peace of mind in a premium location. This turn-key property has undergone a complete renovation inside and out, blending modern elegance with thoughtful functionality. Features include all-new wide-plank flooring, fresh interior/exterior paint, upgraded lighting throughout, epoxy garage flooring, custom tile entry, a fully remodeled chef’s kitchen with an oversized peninsula and high-end Kitchen Aid appliances. The luxurious primary suite boasts a spa-inspired bath with wet room, commercial grade steam shower and a custom walk-in closet. All bathrooms have been fully remodeled, including a stylish pool bath and a third full bathroom was added for enhanced convenience. Outdoor living shines with a resurfaced pool, new pavered pool deck, new pool pump and heater, upgraded outdoor kitchen and shower, new pavered driveway, refreshed tropical landscaping, and a resurfaced waterfront deck with storage underneath. All-new impact-rated windows and doors and a new garage door adds efficiency and storm protection. The seawall and dock have both been redone, featuring a 16,000 lb boat lift and 8,000 lb dual jet ski lift with kayak/sup launch. This is a rare opportunity to own in the highly sought after Belleair Beach community. Direct water access with close proximity to the Gulf, popular beaches, shopping and dining are the epitome of Florida living. This home offers elevated peace of mind, luxurious finishes and the relaxed elegance that coastal living dreams are made of.
Source: STELLAR #TB8440328
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.