3201 N Tulsa Dr Deltona, FL 32738
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About this home
One or more photo(s) has been virtually staged. Stunning and energy-efficient Deltona home, fully remodeled in 2023! This spacious open-concept three-bedroom, two-bath single-story gem offers 1,368 square feet of modern living space plus a two-car garage. Enjoy sleek Aqua Gard waterproof laminate plank flooring throughout, with no carpet here! With no rear neighbors, you'll enjoy enhanced privacy. The open-concept living area boasts vaulted ceilings, while the chef-inspired kitchen features quartz countertops, custom wood cabinets and new energy-efficient appliances. The convenient pot filler over the range, along with soft-close cabinets and drawers, combines style and functionality in this kitchen. The spacious family room flows seamlessly, making it ideal for entertaining or everyday living. The private primary suite is your retreat, complete with a walk-in closet with built-in shelving and an en-suite bath featuring a standalone shower, designer tile and high-end finishes. Two additional bedrooms include built-in closet features, offering ample storage. The updated guest bath showcases a standalone shower with gorgeous tile work. Step outside to your spacious, fenced backyard with a 10-by-18-foot patio, ideal for relaxing or outdoor activities. Just minutes from Dwight Hawkins Park and KNK Equestrian Facility, as well as shopping, dining and major highways with just 27 miles to New Smyrna Beach, this home combines peace and convenience. Additional highlights include energy-efficient upgrades like blown roof insulation, R38-13 inches, 2023 windows, front door, sliders, air conditioner and tankless water heater, plus a new roof in 2025 with a transferable warranty. Also features an interior laundry closet and automated irrigation system. Don’t miss out on this turnkey renovated home.
Source: STELLAR #O6294157
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.