3203 Green Dolphin St Tarpon Springs, FL 34689
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About this home
This delightful 2BR/2BA/1 Car Garage villa, nestled in the serene Green Dolphin 55+ community, offers an exceptional opportunity to create your dream home. With a spacious layout, & an abundance of natural light, this home is ready for your personal touch. Freshly painted, with a roof replaced in 2017, and an X Flood Zone, you’ll enjoy the added benefit of not needing flood insurance. Step inside and be greeted by the open concept living and dining area, which boasts high ceilings and a skylight that floods the space with natural light. The kitchen, complete with a breakfast bar, seamlessly connects to the living areas, offering an ideal space for casual meals or entertaining guests. The split bedroom floor plan ensures privacy, and both bedrooms feature walk-in closets for ample storage. At the back of the home, the Florida room is a tranquil retreat, providing the perfect place to relax and unwind. Really short walk to the pool! The affordable HOA fee covers essential services such as basic cable, internet, water, sewer, trash removal, as well as exterior and ground maintenance. Amenities include a clubhouse with fitness room, a library, billiards, a card room, a fully equipped kitchen, and a meeting room that hosts a variety of social events. The community is pet-friendly, ensuring your furry companions feel at home, too. Three heated pools scattered throughout the property are perfect for relaxation or a refreshing swim. The Green Dolphin community itself is a picturesque setting with beautiful oak trees and an unbeatable location. You’ll be right next to a public golf course, a hospital and shopping center. You'll be just minutes from the stunning beaches of Sunset Beach and Fred Howard Park, and the historic Sponge Docks. The Pinellas Trail, local parks, excellent dining options, shops, and a grocery store are all nearby. With convenient access to public transportation, including bus and Jolly Trolley stops, getting around is a breeze. Schedule your appointment today!
Source: STELLAR #TB8375406
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.