3205 NW 192nd Ter Edmond, OK 73012
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About this home
Beautiful 4-Bedroom Home in Edmond with Tons of Amenities! Welcome to this spacious and charming 4-bedroom, 2.5-bathroom home located in the sought-after Edmond school district. Boasting 2,193 square feet of living space, this property offers the perfect blend of comfort and convenience. As you step inside, you'll be greeted by a bright and airy interior featuring new carpet and fresh paint throughout. The open concept layout is perfect for entertaining, with a spacious living area that flows seamlessly into the dining area and modern kitchen. The kitchen comes equipped with sleek appliances, ample cabinet space, and a large pantry for all your storage needs. This home also features a luxurious primary suite with a private en-suite bathroom complete with a relaxing soaking tub, separate shower, and dual sinks. Three additional bedrooms provide plenty of space for family, guests, or home office use. Outside, you'll find a 3-car garage with a convenient storm shelter for added safety. This home is also situated in a community with multiple pools, recreational facilities, and walking trails, offering endless opportunities for outdoor enjoyment. Conveniently located near shopping, dining, entertainment, and more, this home provides easy access to everything you need. Don't miss your chance to own this lovely property in an ideal location! Schedule your showing today and make this house your new home sweet home! Enjoy the best of Edmond living in this wonderful property. Owner/Agent For more information or to schedule a viewing, contact us today!
Source: MLSOK #1186602
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.