3206 45th Way E Bradenton, FL 34203
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About this home
Fall in love with this stunning three-bedroom, two-bathroom home located in the charming Wallingford community, set on a generous .33-acre, double sized lot. NEW ROOF 2024. As you approach, the inviting curb appeal, adorned with lush landscaping and a covered entry, immediately captures your attention. Upon entering the foyer, you will notice the evident pride of ownership throughout the home, complemented by an abundance of natural light, high ceilings and neutral colors that enhance the spacious ambiance. The formal living and dining rooms provide an excellent space for entertaining guests. The kitchen is a chef's delight, featuring stainless steel appliances, corian countertops, ample cabinetry & counter space, pantry closet, and breakfast bar. The dinette, with its seamless window, offers a cozy spot for casual meals or enjoying views of the backyard. The kitchen also overlooks the family room, promoting an open and connected atmosphere. The split bedroom floor plan adds to the privacy of this home as you retreat to the primary bedroom. This expansive room includes two walk-in closets and an ensuite bathroom equipped with dual sinks, walk-in shower, and a separate garden tub—perfect for unwinding after a long day. Additionally, two well-sized bedrooms provide plenty of space for all your needs. Throughout the home, you'll find exquisite design elements such as archways and tray ceilings that add a unique touch. The interior laundry room conveniently connects to the garage, enhancing functionality. Step outside to the oversized backyard, where you can relax under the screened-in patio while enjoying the gentle breeze or soak up the sun on the open patio. The serene views of the wooded conservation area behind the home create a tranquil retreat and is calling all bird lovers. This beautiful residence is conveniently located near the Peridia Golf and Country Club, shopping, dining options, and is just a short drive to the stunning beaches of Florida's West Coast. Check out the downtown areas of Bradenton and Sarasota that will surely delight. Plenty routes to fast track you to desired areas such as Lakewood ranch, UTC University area and even the Skyway bridge. This gem is precisely what you've been searching for—don’t let it slip away!
Source: STELLAR #O6337093
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.