3210 Briscoe Dr Killeen, TX 76549
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About this home
Welcome to your new dream home! This immaculate 3-bedroom, 2-bathroom gem offers a perfect blend of style and comfort. From the foyer you will enter into the large family room featuring a corner, woodburning fireplace. Check out the large custom installed fan! Off to the right is a bar top area that comfortably fits four bar stools. The dining area opens into to your amazing kitchen, making it ideal for both entertaining and everyday living. The kitchen features granite countertops and all black appliances, to include the side-by-side refrigerator with water and ice dispensers on the door. The split floorplan ensures privacy, with the main suite offering a tranquil retreat away from the secondary bedrooms. There is also a secret room off the main bedroom that can be used as an office, library, or an additional closet. Neutral carpet in the family room and all bedrooms and ceramic tile in all wet areas. Ceiling fans installed in all bedrooms and family room. The fenced backyard provides a cozy outdoor space where you can enjoy your morning coffee on your covered porch, perfect for relaxing or even hosting gatherings. There is a small small raised garden with tomatoes, strawberries, peppers, and watermelon. This home is situated in a great location close to shopping, restaurants. and schools. You’ll be close to everything including I-14 with quick access to Fort Hood, plus HWY 195 with easy access to I-35 to get to Salado or the Austin Area. Automatic opener for your two-car garage with two remotes. This is the home you have been looking for!
Source: CENTRALTEXAS #594039
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.