3210 Lake Pointe Cir Roswell, GA 30075
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About this home
Condo living in a prime location, your search ends here! Welcome home to this top floor, 2 bedroom 2 bath unit located in the Roswell Pointe condo community. Enter into the open concept floorplan and find a pocketed space to the right overflowing with natural light from the windows. This space could be used as a home office, plant room, reading nook, craft corner, or an oversized mudroom to kick of your shoes and coat. The living room is centered around a stone fireplace as the focal point and flows seamlessly into the breakfast room and kitchen. Entertain guests over granite countertops, stainless steel appliances, and a bright ambiance. A designated laundry room can be found at the end of the kitchen with ample amounts of storage. This roommate style floorplan contains 2 bedrooms on opposite ends of the unit with their own designated bathrooms in each room. Each bedroom comes with robust closet spaces and a shower/tub combo. Enjoy evenings on the patio over a frothy beverage of your choice or mornings sipping coffee. An oversized storage space can be found on the patio that's perfect for the items you only need on occasion and would rather not stuff into a closet. For nature enthusiasts, this complex sits less than a 10 minute drive to the Chattahoochee Nature Center and Azalea Park. If you're more of a foodie, you'll find that the historic Downtown Roswell is just a 5 minute drive down the road. Enjoy venturing to establishments like The Mill Kitchen and Bar, Summit Coffee, Little Alley Steakhouse, Table & Main, Variant Brewing, and so much more. Book a tour today so you can call Roswell home at an affordable price!
Source: FMLS #7598622
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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