3212 John Moore Rd Brandon, FL 33511
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About this home
Experience the perfect blend of luxury, privacy, and peace of mind in this stunning “Cambridge II” from Horizon Homes’ Executive Series. Nestled behind private gates on an elevated 2.19-acre lot, this home offers serene seclusion and impressive curb appeal with stacked stone accents, lush landscaping, a charming covered front porch, and a tropical privacy hedge at the front—creating a true private sanctuary. Part of the surrounding area is unable to be built on, ensuring that the natural beauty and peaceful setting will remain preserved for years to come. Step inside over 4,200 square feet of thoughtfully designed living space, where a grand layout features formal living and dining rooms, a private home office, and a spacious family room that flows seamlessly to the kitchen and breakfast nook. The chef’s kitchen is a true showstopper, featuring a butler’s pantry, custom two-tone cabinetry with 42” uppers accented with crown molding, quartz countertops, a decorative backsplash, and top-of-the-line appliances, including a side-by-side commercial-grade fridge and freezer and a gas range—complemented by an inviting dining nook with sliders leading to the patio. Every detail has been carefully upgraded for convenience and peace of mind. The roof, both AC units, and tankless water heater are all under 10 years old, and all pool equipment is under 3 years old. Additional enhancements include a whole-house water softener and filtration system, central vacuum, whole-house sound system, POE custom security system, and custom-controlled lights and shades. The first-floor primary suite is a serene retreat with dual walk-in closets and a spa-like bath featuring a soaking tub, dual sinks, and an oversized walk-in shower with dual shower heads. Upstairs, three spacious bedrooms each have walk-in closets, including two connected by a Jack & Jill bath with separate vanities. A large bonus room with a built-in wet bar, mini fridge, ice maker, and dishwasher makes entertaining effortless. Step outside to your private outdoor oasis with a screened, heated saltwater pool and spa with spillover and electrical control valves, all surrounded by lush, private views. The expansive covered lanai includes a full outdoor kitchen—perfect for entertaining or relaxing in tranquility. Two gated areas provide added privacy and security, while the 3-car side-entry garage with high-lift conversion and 13’ ceilings ensures ample storage or room for a car lift. With NO HOA and NO CDD, this quiet, country-like retreat is ideally located in the heart of Brandon—just minutes from top-rated schools, shopping, dining, and major highways for an easy commute to Tampa. Luxury, privacy, and peace of mind—all in one remarkable home. Make this sanctuary your forever home!
Source: STELLAR #TB8437660
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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