32137 Sycamore Ct Temecula, CA 92592
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About this home
Live Auction! Bidding to start from $750,000! Set apart by its prime location, this Wolf Creek residence sits on a private cul-de-sac with a larger lot than most in the community—delivering both space & privacy that are hard to find. Offering nearly 3,000 sqft, 4 bedrooms, & 3 baths, the home blends everyday comfort with South Temecula’s most desirable setting. The heart of the home is the spacious kitchen, showcasing granite countertops, newer stainless steel appliances, a large island, & abundant storage—perfect for family life & entertaining. A downstairs bedroom w/full bath provides versatility for guests or multigenerational living, while the upstairs laundry room makes daily routines a breeze. The primary suite is a true retreat with its oversized layout, spa-inspired bathroom, & two separate walk-in closets. Peace of mind comes with recent upgrades: all appliances replaced within the last five years, a newer furnace, a recently replaced water heater, & one of two AC units updated. Step outside & you’ll see what makes this home special: a generous cul-de-sac lot with unmatched privacy & even firework views from Pechanga Resort from the upper terrace. A 2-car garage with tandem space adds flexibility for storage or additional vehicle. Wolf Creek offers resort-style amenities—clubhouse, pool, spa, fitness center, & parks—plus highly regarded schools including Great Oak High. With Wine Country, Pechanga, shopping, & dining just minutes away, this property stands out not just for its features but for its location & lifestyle. MLS #250039222SD
Source: CRMLS #250039222SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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