3217 Jura Dr Fayetteville, NC 28303
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About this home
Welcome to 3217 Jura Drive, a stunning and spacious home in the beloved McPherson Estates neighborhood offering 5 bedrooms, 3 full bathrooms, and over 3,700 square feet of stylish, functional living on nearly half an acre. From the welcoming foyer to the formal living room and versatile dining room that easily doubles as a home office, every space feels thoughtfully designed. The eat-in kitchen has been upgraded with new cabinetry, butcher block countertops, a new sink and faucet, and refreshed grout, while new luxury vinyl plank flooring flows throughout the main level except the kitchen and bedrooms, adding a fresh, modern touch. The cozy den opens to the fenced backyard through a brand-new back door with sidelight, revealing a large yard with a charming garden shed and an additional storage room at the rear of the house. The main floor hosts three spacious bedrooms including the primary suite, with a unique shared shower connecting the primary and hall bathrooms. Upstairs you’ll find two more bedrooms, another full bath, a huge bonus room complete with a wet bar, and a large walk-in attic offering fantastic storage or future potential. Located minutes from Fort Bragg, I-295, shops, dining, and Downtown Fayetteville, this home blends charm, space, and upgrades in a location you’ll love to call home!
Source: TRIANGLEMLS #LP746204
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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