322 Valley Oak Dr Belton, SC 29627
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About this home
Spacious, Stylish, and Exceptionally Versatile. Your Next Home Awaits. Welcome to this beautifully maintained 5-bedroom, 3.5-bathroom home, offering just under 3,000 square feet of thoughtfully designed living space on a generous ¾-acre lot in a desirable Anderson County location. Also, enjoy the features and convenience of the Anderson Jockey Lot and Farmers Market very nearby. Step inside to discover a flexible and functional floor plan, complete with a main-level office ideal for working from home, managing a household, or creating a quiet retreat. At the heart of the home is a large, open-concept kitchen designed to impress. Featuring abundant cabinetry, expansive countertops, and a generous island, this kitchen is perfect for everything from casual weeknight dinners to weekend entertaining. The kitchen opens seamlessly to the main living and dining areas, creating a welcoming space filled with natural light and ideal flow for gatherings. The primary suite is a true highlight, offering a spacious en suite bathroom and dual oversized walk-in closets that provide ample storage. Upstairs, you'll find three additional large bedrooms, plus a flexible fifth room that can serve as a guest bedroom, media room, playroom, or fitness area. Set on nearly ¾ of an acre, the exterior offers endless opportunities for outdoor enjoyment whether it’s hosting friends, gardening, or relaxing in privacy. This home combines space, comfort, and modern style in one exceptional package. Schedule your private tour today and discover the perfect blend of functionality and charm.
Source: GREENVILLESC #1569323
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.