32210 Vista Pointe Pl Castaic, CA 91384
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About this home
Welcome to this beautifully upgraded 5 bedroom, 4 bath home with sweeping lake views tucked away in the coveted Northlake neighborhood of Castaic. Offering nearly 3,400 square feet of well-designed living space, this spacious two-story home offers a versatile floorplan, including a downstairs bonus room that can easily serve as a sixth bedroom, home office, or guest space. Enjoy an open-concept layout with an abundance of natural light and beautiful lake views from nearly every room in the house. The grand living room with soaring ceilings, spacious formal dining area, and cozy family room with gas fireplace all flow seamlessly around the chef’s kitchen—featuring granite countertops, freshly painted cabinetry, and a large center island with bar seating. It’s a perfect space for both everyday living and entertaining. A charming, light-filled sunroom off the kitchen provides the perfect spot to have a cup of coffee or glass of wine while enjoying the amazing views. Upstairs features five well-appointed bedrooms, including a luxurious primary suite with vaulted ceilings, an enormous walk-in closet, and a spa-like bathroom with dual vanities, soaking tub, and separate shower. A full-length deck extends across the back of the home offering the perfect spot to relax and take in the stunning views. Two Jack-and-Jill bathrooms connect four of the secondary bedrooms, providing both convenience and privacy. The upstairs laundry room and ample linen storage add extra functionality. Step outside to a beautifully landscaped backyard oasis with mature fruit trees, abundant rose bushes, a private putting green, and breathtaking panoramic views of Castaic Lake. The home includes a 2-car direct-access garage plus an additional single-car garage, ideal for a home gym, workshop, or extra storage. Recently refreshed with all-new interior paint, this move-in ready home is just a short walk from resort-style HOA amenities, including a pool, clubhouse, playground, park, and sports court. Ideally located near the top-rated North Lake Hills Elementary School and award winning Castaic High School, and just a short hop to Castaic Lake for boating, kayaking, hiking, and more. Don't miss this rare opportunity to own a beautiful lake-view home in one of Castaic’s most sought-after communities!
Source: CRMLS #SR25232698
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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