32249 E Brampton St New Haven, MI 48048
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About this home
This wonderful three bed, two and a half bath New Haven colonial is located in the desireable Amherst Community!!! This minimal maintenance home is has everything you would want for your family. The community has an activity area, which includes an inground pool, a covered gazebo, a soccer fields and a baseball diamond that can be utlized by the residents. For your evening walks and/or bike rides there are sidewalks throught out the community. The first floor of the home has an open floor concept which allows for some fabulous natural light and is accented by a large door wall bay. The first floor is finished in neutral earth tones and has plank flooring. Additionally, for those that may work from home, there is formal den that has been finished with glass French doors. The kitchen comes with stainless steel appliances and has plenty of cabinet space for your storage needs. If you are into entertaining, the kitchen has plenty of counter space with it's peninsula island and breakfast bar. If you need more space for your entertaining needs or would like an additional living space, the basement has been nicely finished with LVT, can lighting repurposed wood accents and bar area. The second floor has the three bedrooms and a full bath that is a tub/shower combo. The spacious primary bedroom is an on suite with nicely finished bathroom that has a larger walk in shower. The primary also has a sizeable walk in closet. The home has a spacious semi private back yard with vinyl fencing and a shed for storage needs. This home is a must see!!!
Source: REALCOMP #20251037272
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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