3230 Merganser Dr Conway, SC 29527
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About this home
Welcome to 3230 Merganser Drive, Conway! Nestled in a beautiful and well-maintained development, this inviting residence offers the perfect blend of modern amenities, tasteful finishes, and everyday functionality. This property boasts 3 spacious bedrooms and 2 full bathrooms with contemporary fixtures and ample space. The open floor plan is designed for comfort and easy entertaining, featuring vaulted and trayed ceilings with 2 ceiling fans, and a decorative plant shelf that creates an airy, spacious ambiance. The kitchen features 36" profile cabinets adorned with elegant crown molding, granite countertops, stainless steel appliances (including a gas stove), and thoughtful storage. Step outside and you'll find a roomy screened porch with a ceiling fan and epoxy flooring--perfect for hosting or relaxing. A separate 10x14 patio is ideal for gatherings or outdoor dining. This home is also equipped with an energy-efficient, tankless hot water heater and a completely trimmed and painted garage with drop down ladder for storage access. The electronic garage door has remote openers. "Low E" windows and an upgraded insulation package ensure your comfort in every season. The landscaped and sodded yard adds to the property's curb appeal in a friendly, well-kept community. The Woodland Lakes community is conveniently located near shopping centers, medical offices and hospitals, restaurants, and more. It's located just minutes from historic downtown Conway, Coastal Carolina University, and Conway Medical Center. Don't miss the opportunity to make 3230 Merganser Drive your new address. Come and see for yourself!
Source: MYRTLEBEACH #2516601
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.