32315 Via Cordoba Temecula, CA 92592
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About this home
RARE 0.4+ ACRE LOT | LOW HOA | LOW TAX | DOWNSTAIRS BEDROOM | DOWNSTAIRS FULL BATHROOM | PAID-OFF SOLAR | POOL | CORNER LOT | WATER SOFTENER | UPDATED FLOORING | REMODELED BATHROOMS | NEW VEHICLE GARAGE DOORS | You have Arrived! Welcome to this stunning home located in the highly desirable Redhawk Community of Temecula. As you enter, you’re greeted by a formal living room and dining area. The spacious kitchen opens to the family room and features a center island, breakfast nook, and abundant cabinet space. The first floor also includes a bedroom and full bathroom, perfect for guests or multi-generational living. Upstairs, the primary suite is tucked away to the left, offering a private balcony overlooking the backyard, a walk-in closet, and an upgraded ensuite bathroom. Down the hall are three additional bedrooms and a remodeled full bathroom—one bedroom features a large balcony with views of the front yard. Situated on a rare massive, park-like corner lot, the backyard feels like a private retreat with a sparkling pool, mature trees, and cozy fire pit. This home has been thoughtfully updated with hardwood flooring throughout, a water softener system, and paid-off solar. Conveniently located near Pechanga Resort Casino, shopping, dining, and within the award-winning Great Oak High School boundary. This home truly has it all!
Source: CRMLS #SW25238176
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.