3232 Alling Ct Deltona, FL 32725
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About this home
Well priced cul de sac home in the desireable Arbor Ridge neighborhood of Deltona. Situated on a greenbelt lot, about 5 minutes from the Amazon Distribution Center, Halifax Hospital, Deltona Center, and Deltona Hospital, with easy access to I-4, and just 20 minutes to Deland and Sanford. Shopping, the movie theater and restaurants close by. The home features 4 ample sized bedrooms in a split plan layout with a great room that accomodates a large sectional for movie night or holiday get togethers. The kitchen features granite counters, a pantry and a breakfast nook. Access the very private screened lanai through sliders from the great room or via a standard door leading to a short hallway to the hall bath and two bedrooms The primary bedroom also opens through sliders to the screened lanai. The primary bathroom features double sinks, a garden tub, separate shower and a 12 foot walk in closet. Seller is offering a $5000 credit toward closing costs, carpet, etc with a full priced offer and furnishings may also be included. Enjoy the Florida lifestyle in a community with towering oaks, inviting sidewalks, a beautiful community park with a pool and playground. Welcome home! Some photos may be virtually staged.
Source: STELLAR #V4945767
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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