3232 Hanover Dr Milford, MI 48380
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About this home
Welcome to 3232 Hanover! Nestled in Milford Twp, this 4 bed/3.5 bath colonial, is situated on a park-like, private acre lot, set back from the road. The light and bright Kitchen has tons of cabinet space, convenient Island, pantry, and lots of counter space, so you can cook up a storm~ it is located right off the Family room, with it's soaring stone fireplace, which has an insert to help keep utility bills down & and huge windows overlooking the picturesque yard. The dining area is perfect for hosting holiday feasts~ The mud room is a place to park your things, with it's built in storage units, and the amazing dog wash will keep those muddy paws clean ~ The exceptional laundry room/butler's pantry features cabinets with drying vents, an island for folding, sink, and tons of storage~ Upstairs, the Large Primary bedroom suites has closets galore, beautiful views, and vaulted ceilings~ the primary bath has heated floors, heated towel rack, jacuzzi tub, shower, storage/closet and toilet closet~Bonus room has attached full bath, use how you see fit! ~ Daylight basement is open to whatever you can dream up~ extra bedroom, rec room, movie theater, the choice is yours! This home also boasts Anderson windows with transferable warranty, new 2024 roof, expansive Trex deck, 3 car garage with custom cabinets, plus extra storage area, and don't forget the 3 season room right off the dining area~ perfect place to watch the rain, or read a book. You have to see this one in person!
Source: REALCOMP #20251040677
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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