3234 37th St N Saint Petersburg, FL 33713
Your savings
About this home
Welcome to this block construction home located in a convenient St. Petersburg location, close to downtown, shopping, dining, and Gulf beaches. This property offers 2 bedrooms, 1 bathroom, and a 1-car garage with 1,115 square feet of living space on a spacious 54x135 foot lot in a NON FLOOD ZONE! Inside, you will find a functional layout featuring a Florida room, a living and dining room combination, and a kitchen with ample cabinet and counter space. Recent updates include interior and exterior paint (2024), NEWER roof (2023), updated flooring, and a new dishwasher (2024). The home also features ceiling fans, an electric water heater, and a laundry area with washer and dryer included. The large, fenced backyard offers plenty of room for outdoor activities, gardening, or pets, with the potential to add a pool if desired. A covered front porch provides a welcoming entry and a rear screened in patio offers a spot for relaxing in the evenings. The attached garage (10x17) and driveway parking and convenient off-street parking options. Additional features include central heating and cooling, ceiling fans, and a comfortable single-level floor plan. The home is situated in an established neighborhood and is located near parks, including Lealman Park, as well as easy access to I-275 for commuting. Zoned for New Heights Elementary, Tyrone Middle, and St. Petersburg High School. There are no HOA fees and no lease restrictions, providing flexibility for buyers. This property is ready for its next owner to enjoy all that St. Petersburg has.
Source: STELLAR #TB8432675
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.