32357 Lavender Cv Bulverde, TX 78163
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About this home
Looking for a low maintenance yard and a backyard made for peace and serenity? Then this is your home!!! Come see this fabulous one story home in the Oaks of Johnson Ranch that sits on a greenbelt lot w/rear privacy. Pool is 20' long by 9' wide & makes for the perfect spot to gather with friends, swim laps or lounge & relax. Pool is flanked by a covered patio & deck with pergola style roof while pool equipment is hidden behind a concrete wall! As you stroll down each side of the home you will see large concrete stepping stones that are set in crushed granite. Entering the home you will enjoy an oversized foyer that leads you to the main living area with an open floorplan. Prepare meals while visiting with guests or family as kitchen has a breakfast bar island and is open to living room that features an enclosed gas fireplace with mantel. Easy access from main living area to pool out back! Worried about power outages??? NOT HERE! This one comes with a whole home generator made by Briggs & Stratton! Seller is also providing you with fridge in kitchen, washer/dryer/fridge in laundry room, shelves in garage, water softener, alarm and more! Owners suite is large enough for kind bed, dresser, nightstands and a sofa w/room to spare! Luxurious spa bathroom has separate tub and shower areas & 2 separate vanities each with their own sink. AND THE CLOSET!!!! It's big enough for everyones clothes :) This home has lots of extras and won't last long!
Source: SABOR #1915552
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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