3236 Potomac Ct Naples, FL 34120
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About this home
Welcome Home! Step into this beautifully designed 4-bedroom residence featuring a versatile den and 3 full bathrooms all up graded with self closing drawers and ceramic counters, offering expansive living spaces ideal for both relaxed family living and stylish entertaining. Prime location with captivating lake views that elevate its tranquil atmosphere. A recently installed roof and new A/C adds lasting value and peace of mind, while the quiet street ensures a serene retreat from daily hustle. Inside, the open layout centers around a sparkling pool—perfect for cooling off on warm afternoons. The no-see-um picture window enclosure guarantees a bug-free experience, allowing you to enjoy the outdoors in total comfort. An extended, paved lanai, plantation shutters grace every window, offering both privacy and elegant light control. The main living areas feature luxury vinyl flooring—stylish, durable, and ideal for active households. At the heart of the home, the open-concept kitchen delights with a cozy breakfast nook, a spacious island for prep and seating, sleek stainless steel appliances, and modern countertops. Recent upgrades include new appliances, A/C, roof, and water heater—all replaced since 2017—ensuring comfort and efficiency. The spacious main suite with a renovated bathroom and a spa-like jacuzzi tub for ultimate relaxation. Conveniently located just minutes from the new Publix commercial center, new shops and restaurants, this home offers the perfect balance of peaceful living and everyday convenience.
Source: FORTMYERS #225075448
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.