32392 Lodgepole Dr Evergreen, CO 80439
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About this home
32392 Lodgepole Drive isn’t just a home—it’s a lifestyle. Perched among the aspen and pines with stunning mountain views, this property brings together everything today’s modern homeowner is craving: flexibility, sustainability, and a whole lot of charm. Whether you're house-hacking your way to financial freedom or simply want room for everyone under one roof, the lower-level unit with private entrance is a game-changer. Currently set-up for short-term rentals, it could also provide a space for in-laws, guests, or even that friend who “just needs a place for a few months.” This space opens up income potential or multi-generational living with ease, as the current owners have been running a successful, fully permitted short-term rental for several years in these versatile quarters. (2024 income of $32K for approximately 40% occupancy. Sellers block some months for personal guests. STR permit is nontransferable; new owners can apply for permit through Jefferson County.) Want to grow your own food? Done. The property includes a greenhouse and a cozy chicken coop, making it easy to cultivate your own fresh eggs, veggies, and greens—hello, self-sufficiency. No HOA means you can live life your way, whether that’s homesteading or hosting. Inside, you’ll find spaces that balance comfort with function, and outside… it’s all about the views. Big skies, crisp air, and the kind of peace you don’t get in the city—yet you're still just minutes from all the good stuff in downtown Evergreen. The south/central Evergreen location makes it easy to head south towards Conifer and Highway 285 for city access or mountain adventures; equally easy is the route to downtown Evergreen and I70 for making your way east or west. If you’re craving connection with nature, space to breathe, and a home that works as hard as you do, this one’s for you.
Source: RECO #8839066
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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